Timothy J. Martin is a business leader and advisor in the financial services industry, bringing clarity, consistency, and a long-term perspective to every client relationship. As the Owner of Planned Financial Services, he leads a team committed to helping individuals and families make confident financial decisions that support their goals across generations.
With over 25 years of industry experience, Tim has built a reputation for simplifying complex financial strategies and delivering personalized plans that are both practical and deeply meaningful. Drawing on his background in psychology, he takes a structured, people-first approach to financial advising, helping clients navigate retirement, estate, tax, and special needs planning with confidence and care.
Tim’s philosophy is centered on simplifying what often feels overwhelming, helping clients gain clarity, and providing a steady perspective to support long-term confidence. Motivated by a desire to serve others and shaped by his background in psychology, Tim leads by example, building meaningful relationships rooted in trust, transparency, and consistency. He believes that the foundation of a thriving practice is an exceptional client experience, one built on responsiveness, empathy, and long-term partnership.
He holds the Certified Financial Planner (CFP®) and Chartered Special Needs Consultant (ChSNC®) designations and completed his advanced financial education through The American College. He has been recognized through MassMutual’s Leaders Conference and Wealth Management Conference and is a multi-year recipient of the 5 Star Wealth Manager award. He is also a respected contributor to advisor development within the MassMutual network.
A former collegiate and semi-professional basketball player, Tim’s leadership is grounded in discipline, accountability, and mentorship. He continues to coach and compete as a cyclist, golfer, and triathlete— applying the same mindset to business, athletics, and service.
Tim earned his Bachelor of Science in Psychology from Hillsdale College and has lived in Clarkston, Michigan, since 2006. He and his wife, Erin, have two children, Avery and Owen. Outside the office, he enjoys time outdoors with family, training for endurance events, and giving back through youth sports and nonprofit work.
Professional Involvement & Community Engagement
• Clarkston Area Chamber of Commerce, Former President & Board Member
• Disaster Relief at Work (D.R.A.W.), Former Board Member
• MassMutual Agent Association, Former Committee Member • AAU, Basketball Coach